CeMAP Certificate in Mortgage Advice (Module 1)

Why study a CeMAP qualification with e-Careers? 

e-Careers is the UK’s leading provider of CeMAP training and we have an average 93% pass success. We also have the UK’s best price for CeMAP courses and offer interest-free payment options. Our course materials are easy to follow, and our accredited trainers have over 19 years’ experience. As this is an online qualification, you will be able to study anywhere, anytime that suits you. We also provide you with mock exams to help you prepare for your exam. 

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You will also benefit from:   

Updated Syllabus – We keep all materials up to date to reflect the most recent financial regulations. You’ll study the latest syllabus, so you’ll be prepared to work in this industry equipped with all the knowledge and skills to hit the ground running.   

Flexibility – Work for a Bank, Mortgage Advice organisation, or start your own business and become your own boss as a freelance Mortgage Adviser. Whatever you choose, this CeMAP course will help you achieve your aspirations.   

Work at your own pace – As this CeMAP course is delivered online, you have the freedom to study anywhere and anytime that suits you best, allowing you to work towards a career as a Mortgage Adviser at your own pace. 

Job satisfaction – Helping others to work towards buying a new home will provide you with a real sense of job satisfaction and pride while gaining essential experience in this exciting industry.  

Weekly Webinar - Each week we run a 1-2 hour webinar, covering different topics that will help you with your studies. The fourth week is always a summary webinar of the previous three webinars.    

Unlimited Tutor Support – Throughout your time studying with us, our tutors (with over 19 years’ experience), are available to answer any questions you may have, via your learning portal. They will also hold regular webinars, as additional support for you, covering all aspects of the course modules in more detail. 

Check out our useful CeMAP exam and revision tips.

Is a CeMAP training course suitable for me?

Earning your CeMAP qualification and being registered with a 'licence to practice', is mandatory for anyone looking to work as a Mortgage Adviser, however, there are no official prerequisites to enrol onto this CeMAP course.

How long does it take to get a CeMAP qualification? 

If you’re looking to become a fully qualified Mortgage Adviser via a CeMAP qualification, the question ‘how long does it take to get a CeMAP qualification?’ has likely crossed your mind. 

CeMAP 1 Module has approximately 70 hours of learning materials, and most of our students comfortably finish their training in under 6-months. As completion time varies by individual circumstances, access to our eLearning course is for 6-months, which can be extended if required for an additional fee. After this, students then need to pass the exam for Module 1, which is detailed in the Syllabus & Exams section below. 

Discover how to become a Mortgage Adviser.

What jobs can I apply for after my CeMAP 1 training?

Before starting to apply for jobs as a Mortgage Adviser or start your own business in this sector, you will need to complete all 3 CeMAP course modules, including the CeMAP Modules 2 & 3 course. 

Once you have completed the full courses and necessary exams, you can apply for jobs as a Mortgage Adviser/Broker, Protection Adviser as well as job roles within the public and private banking sectors. 

Typical Salaries 

While salaries as a Mortgage Adviser average £30k* per annum, earnings could easily exceed £50k* per annum with a generous commission. Also, with experience, you can start taking on more senior managerial roles, which will increase your earning potential. 

Other job roles include: 

•    Private Banking Assistant – £33k*
•    Relationship Support Assistant – £33k*
•    Protection Adviser – £50k*
•    Business Owner – Mortgage Adviser – £30-£55k+* 

(*Source: Payscale) 

Job Opportunities 

The property market is experiencing a large shortfall of Mortgage Advisers, which has created a huge demand. Now is the right time to consider a new career in this sector. 

Essential Skills 

•    Be an excellent communicator.
•    Explain complex information to clients.
•    Have confidence in your abilities.
•    Always deliver excellent customer service.
•    Drive and ambition to reach sales targets.
•    IT skills and good time-management skills.

CeMAP 1 Syllabus

Delegates can now sit their exams from the comfort and safety of their own homes, while maintaining exam conditions, and be monitored by an invigilator. All CeMAP modules and eligible for Remote Invigilation. 

The CeMAP 1 course comprises two units: 

•    Introduction to Financial Services Environment and Products
•    UK Financial Services and Regulation 

Your knowledge of the course materials will be tested with a 2-hour multiple-choice exam. These exams can be taken at over 150 locations throughout the UK, or online through remote invigilation.

Once you have completed your CeMAP 1 training, you can start training for your CeMAP Module 2 & 3 course, which will enable you to earn your Level 3 Certificate in Mortgage Advice and Practice, and legally start working in this sector.     

• Explore the structure and purpose of the UK financial services industry, and why financial regulation is such an important area to understand as a professional mortgage Adviser.
• Understand the Data Protection Act 1998, the FCA regulation and its conduct of business rule, so that when you work as a mortgage Adviser, you can do so with confidence and a thorough understanding.
• Learn more about legal concepts, how they apply to the advice you will give, and how legislation and regulation work together within the finance services.
• Show an understanding of UK taxation and social security systems.
• Learn how to correctly deal with compensation claims and complaints, just in case any issues should arise within your future business.
• Understand how the volatility of interest rates can affect a mortgage customer, including how the fluctuation of interest rates can impact on affordability and acceptance for mortgages.

CeMAP 1 Exams 

The exam for CeMAP Module 1 covers the course materials learned throughout the module, focusing on UK Financial Regulation (UKFR) including: 

•    Unit 1 – Introduction to Financial Services Environment and Products
•    Unit 2 – UK Financial Services and Regulation 

The exam will comprise of a 2-hour objective exam, with 50 multiple-choice questions for each unit. 

Exam information for CeMAP

For CeMAP there is an exam fee of £202 per exam (£606 for all three exams) and this fee is paid directly to LIBF. You can apply to take your exam anytime throughout the year, including via a test centre or remote invigilation online. The cost of a re-sit exam is £170 per exam.

For CeRER there is an exam fee of £235. The cost of a re-sit exam is £170.

If you require some study and exam helps, check out our CeMAP Exam tips blog.

Is this course valid in Scotland?

CeMAP is a widely recognised mortgage qualification that can be studied and practiced in England, Wales and Scotland. While this course is based on the England and Wales syllabus, the Scottish regulatory framework for mortgage advice is closely aligned with the English framework. The slight differences between the English and Scottish modules are specifically in Module 2: Mortgage Advice Procedures, and Module 3: Mortgage Practice Issues. These differences are related to the specific legal and regulatory requirements that apply to mortgage advisors in each country.

Therefore, you can complete this CeMAP course and apply for a Scottish mortgage adviser's license without having to retake any of the modules. 

To make sure that you meet the requirements for practicing as a mortgage adviser in Scotland, you should inform the London Institute of Banking & Finance (LIBF) when you register for the CeMAP course that you are a Scottish student. The LIBF will then ensure that you receive the correct course materials and will guide you through the process of applying for a Scottish mortgage adviser's license.

TOTUM PRO Card

What is the TOTUM PRO Card? 

The TOTUM PRO Card is the replacement of the old NUS card, which offers discounts in a wide range of shops and websites, saving you money off food, holidays and flights, clothes, make-up, gym memberships and much more. TOTUM PRO card is aimed at professional learners, giving you access to exclusive discounts. 

Where can you use your TOTUM PRO Card? 

The TOTUM PRO Card offers a range of discounts on a wide range of shops and websites. The list below provides a sample of the places you can receive discounts from. View the latest TOTUM PRO offers. 

How to get your card 

To receive your TOTUM PRO Card all you need to do is enrol and pay for an eligible course and we’ll send you an email confirmation, acknowledging your eligibility for the TOTUM PRO Card. After your 14-day cooling-off period has passed, we’ll send you an email confirming that your TOTUM PRO card access is now live, and you’ll be able to use the TOTUM PRO card widget in your ‘My Account’ section on our website, to order your card. 

Is there a cost? 

The TOTUM PRO Card is available in a range of membership options, including:

•    1 year £14.99
•    2 years £24.99
•    3 years £34.99